That will depend on the type of loan you take and the loan provider's conditions, which you will need to read carefully and agree on before you take the loan. You should budget for your repayments from the beginning - even if you don't have to start paying it back straight away - as you never know what your circumstances will be further down the line. If you've started saving for your repayments then you'll be able to keep to the conditions of the loan at least for the initial payments until you sort something else out.
