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Home » Insurance » Types of Insurance » Travel Insurance

Travel Insurance

Travel insurance covers any travel related losses incurred during one’s domestic or international travels. Any good travel insurance plan should cover medical expenses, expenses regarding travel delays, emergency returns, protection from theft of cash or other personal belongings and compensation for any baggage delay.

Travel Insurance: Alternate Definition

Travel insurance can also be defined as a legal transfer of any risk of potential loss related to traveling. While this is the more technical definition, it is true in that travel insurance does eliminate any financial risk from the insured party in return of a fee.

Travel Insurance: Coverage

Some of the common risks that should be covered under any good travel insurance policy are as follows:

Travel cancellations, delayed departures, losses, theft or damage of personal possessions, medical expenses, emergency return or repatriation, accidental death, rental car damage or any sort of legal assistance related to traveling. Different companies may provide different coverage facilities under their own insurance and the exact policies will vary.

Travel Insurance: Special coverage

One can also find travel insurance which insures all of the prepaid, non-refundable trip costs which may include airfare, hotels bookings, tour costs or whatever else may have been paid for upfront or pre-booked.

Travel Insurance: International Medical Insurance

Another type of travel insurance is under an international medical insurance scheme, which falls under two categories. The first is medical travel insurance that provides emergency medical coverage while away from home. The second is international major medical insurance which covers both emergency and non-emergency incidents.



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