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Types of Credit Cards

There are too many types of credit cards which are used by different types of customers and account holders. Mostly business personnel use credit cards which are convenient in their use and which suit businessmen. Similarly students would use student credit cards and a layman will use general purpose cards. There are some most used types of credit cards. For example Interest Credit Cards are mostly used by businessmen and company CEOs because there is a charge of interest if credit card payment has not been annulled in time.

Another commonly used type of credit cards is those in which 0 APR is charged as its introductory price similarly cash cards are also used which are just like cash but in the form of plastic card. It is because the cash card holder has paid the cash price of that card and he can use it as cash now.

There is one more kind of credit cards which are called payments card. A payment card is one with which a person can make the payment of something and they are also widely used in the business field and in different areas of financing.

American Express Credit Cards is another type of credit cards these American cards are used almost all over the world due to their world wide acceptability. And they are acceptable almost in every area of the world.

Some other cards in which the price of card is paid instantly on their purchase they are called prepaid credit cards but in fact they are not credit card in nature. On the other hand prepaid debit cards are also used in the market and in the banks to deposit some amount or to make some payment.

In some types of credit card the interest rate is very low as compared to general interest rate applied in normal credit cards and these types of cards are called low credit cards. Low rate credit card is mostly used by those who can't bear the price of interest charge so it is a facility for them to use the low rate card for their convenience.

Another type of credit card which is offered by the most credit card companies and banks as well is 0 APR Credit Card in that card the annual percentage rate is always zero and it is used by millions of people around the globe.

Some credit cards are also used to make payments and this credit card pay is helpful for those who can't keep liquid cash with them all the time.

There are some cards which are issued by the credit cards providers to their customer on the basis of interest in those credit cards there is not any secured amount and those cards are called no credit credit cards.

Similarly another kind of credit cards is 0 credit cards which are also offered to the customers and honorable cardholders. These are some major types of Credit Cards.

Related Resources:

Secured Credit Cards

Travel Credit Cards

Rewards Credit Cards

Bad Credit Cards

Airline Credit Cards

Business Credit Cards

Cash Back Credit Cards

Instant Approval Credit Cards

Low Interest Credit Cards

Student Credit Cards


Types of Credit Cards, Credit Cards, Credit, types of banks, commercial banks, savings bank, corporate banking, central bank, investment bank, investment banking

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