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Credit Card Numbers

Every credit card has a credit card number. Credit card numbers are given to the credit cards due to some reasons. A part of the credit card number is for the bank usage. And the other part on the credit card number is for the identification of the credit card. Each credit card number is unique and no one else can have the same credit card number anywhere in the world. It is done so that the credit card holder can feel secure and no credit card fraud will take place.

For example different credit card brands have their own number on their credit cards for like Visa credit card has Visa credit card number and MasterCard has mastercard number. These credit card numbers are useful and they are valid for a certain period of time depending upon the agreement signed by the credit card holder and the concerning authorities. Until a credit card is in use and it is not blocked by the credit card holder or it is not blocked due to other reasons its number is considered as in the valid credit card numbers. If a credit card number is stolen or someone has lost his credit card then stolen credit card numbers can be blocked by just a telephone call to the issuer of the credit card. The credit card holder just needs to tell the bank or the credit card company that his credit card number has been stolen and he can mention his credit card number by saying, "This is my credit card number kindly freeze my credit card account." And he has done the job now that number will be a fake credit card number. After doing this stolen credit card number becomes the part of the fake credit card numbers. In this way credit cards numbers are much secured.

There is another number which is given to the credit card holder that is called "Key PIN" i.e. key Personal Identification Number this number is given to the account holder so that whenever he would use his card he has to use this number and for blocking and freezing his account this number must also be used.

The numbers which are issued on credit card they are free credit card numbers to the customer or credit card holder. So every person gets a free credit card number when he gets a credit card. But once the number has been assigned to the credit card it can not be changed without a prior reason. And the credit card holder must keep his free credit card number save and it must not be shown to other people due to security reasons.

In this way credit card numbers work and they save credit cards of credit card holders from credit card fraud. Thus they are very important thing in a credit card. Every number is unique and it is basically the identity of the credit card in the world.



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