Should I invest in SBI GOLD FUND?

We don't give personal investment advice. SBI GOLD FUND- DIRECT PLAN - GROWTH is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.7%. 5-year CAGR: 24.83%.

SBI

SBI GOLD FUND- DIRECT PLAN - GROWTH

Latest NAV

₹45.7040

As of

17 Jun 2026

3,259 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.31%	-0.04%	-0.27	111 / 141	Q4
1W	+2.08%	-2.31%	+4.38	35 / 146	Q1
2W	-3.12%	-4.01%	+0.88	98 / 146	Q3
1M	-4.60%	-3.95%	-0.66	116 / 146	Q4
3M	-3.28%	-0.08%	-3.21	137 / 145	Q4
6M	+12.69%	+2.74%	+9.95	34 / 130	Q2
YTD	+12.00%	+0.21%	+11.78	19 / 130	Q1
1Y	+50.03%	+21.33%	+28.70	16 / 112	Q1
2Y	+43.03%	+13.04%	+30.00	16 / 86	Q1
3Y	+34.95%	+12.75%	+22.20	14 / 78	Q1
4Y	+29.54%	+9.66%	+19.88	10 / 68	Q1
5Y	+24.83%	+3.43%	+21.40	3 / 53	Q1
7Y	+23.15%	+0.35%	+22.80	4 / 39	Q1
10Y	+16.48%	-3.38%	+19.86	4 / 36	Q1
Inception	+11.35%	+12.85%	-1.50	67 / 146	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+12.00%	+4.24%	+7.76	19 / 124
2025	+71.05%	+36.63%	+34.42	19 / 86
2024	+19.32%	+17.92%	+1.40	15 / 74
2023	+14.21%	+19.60%	-5.39	40 / 70
2022	+13.01%	-5.29%	+18.30	4 / 60
2021	-5.12%	+15.46%	-20.58	45 / 48
2020	+27.72%	+14.30%	+13.42	3 / 41
2019	+23.37%	+11.39%	+11.97	4 / 38
2018	+6.16%	+3.51%	+2.65	13 / 36
2017	+4.65%	+12.36%	-7.70	29 / 36
2016	+10.50%	+9.81%	+0.69	13 / 36

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.24%

152 windows

min -15.3% · max 80.3%

77% positive

3-Year rolling

+10.92%

128 windows

min -6.7% · max 37.6%

88% positive

5-Year rolling

+10.54%

104 windows

min -2.2% · max 25.5%

92% positive

7-Year rolling

+11.35%

79 windows

min 2.8% · max 24.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.10%

3-year · annualised

Sharpe ratio

1.46

vs risk-free 6.5%

Sortino ratio

4.24

Downside-only deviation

Max drawdown

-24.71%

Jan 2026 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Domestic

Scheme	Fund house	NAV	As of
Nippon India Gold Savings Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹59.6426	17 Jun 2026
ICICI Prudential Gold ETF FOF - Direct Plan - Growth	ICICI Prudential	₹47.8689	17 Jun 2026
Invesco India Gold ETF Fund of Fund - Direct Plan - Growth	Invesco	₹43.4801	17 Jun 2026
Bandhan Gold ETF FOF-Direct-Growth	Bandhan	₹9.7589	17 Jun 2026
Quantum Gold Savings Fund - Direct Plan Growth Option	Quantum	₹57.2929	17 Jun 2026
Aditya Birla Sun Life Gold Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹45.1396	17 Jun 2026
Mirae Asset Gold ETF Fund of Fund - Direct Plan - Growth	Mirae Asset	₹18.8540	17 Jun 2026
Kotak Gold Fund Growth - Direct	Kotak	₹60.3646	17 Jun 2026
Edelweiss Gold and Silver ETF FOF - Direct Plan - Growth	Edelweiss	₹35.2720	16 Jun 2026
DSP Gold ETF Fund of Fund - Direct - Growth	DSP	₹23.5607	17 Jun 2026

Recent NAVs

Date	NAV
17 Jun 2026	₹45.7040
16 Jun 2026	₹45.8476
15 Jun 2026	₹45.8873
12 Jun 2026	₹45.0392
11 Jun 2026	₹44.0580
10 Jun 2026	₹44.7747
9 Jun 2026	₹46.3516
8 Jun 2026	₹45.8895
5 Jun 2026	₹47.2160
4 Jun 2026	₹47.4851

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jun 2026, the NAV of SBI GOLD FUND- DIRECT PLAN - GROWTH is ₹45.7040. It's a Fund of Funds - Domestic from SBI, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

SBI GOLD FUND- DIRECT PLAN - GROWTH has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

SBI GOLD FUND- DIRECT PLAN - GROWTH is managed by SBI. It's classified by AMFI under the 'Fund of Funds - Domestic' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI GOLD FUND- DIRECT PLAN - GROWTH has delivered a absolute return of 50.03% — +28.7 pp ahead of the Fund of Funds - Domestic category average of 21.33%. The fund ranks #16 of 112 in its category — the top (Q1) quartile.

Over the trailing 3-year window, SBI GOLD FUND- DIRECT PLAN - GROWTH has delivered a CAGR of 34.95% — +22.2 pp ahead of the Fund of Funds - Domestic category average of 12.75%. The fund ranks #14 of 78 in its category — the top (Q1) quartile.

Over the trailing 5-year window, SBI GOLD FUND- DIRECT PLAN - GROWTH has delivered a CAGR of 24.83% — +21.4 pp ahead of the Fund of Funds - Domestic category average of 3.43%. The fund ranks #3 of 53 in its category — the top (Q1) quartile.

₹1 lakh invested in SBI GOLD FUND- DIRECT PLAN - GROWTH exactly 10 years ago would be worth approximately ₹459,927 today — a multiplier of 4.60×, based on the 10-year CAGR of 16.48%. The category average over the same window would have grown ₹1 lakh to ₹70,915.

A ₹10,000 monthly SIP in SBI GOLD FUND- DIRECT PLAN - GROWTH over the last 5 years — total invested ₹600,000 — would be worth ₹1,319,697 today. That's an XIRR (money-weighted annualised return) of 32.14%.

A ₹10,000 monthly SIP for 10 years in SBI GOLD FUND- DIRECT PLAN - GROWTH = ₹1,200,000 invested. It would currently be worth ₹3,766,877 (multiplier 3.14×). XIRR: 21.65%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, SBI GOLD FUND- DIRECT PLAN - GROWTH ranks #3 out of 53 funds in the Fund of Funds - Domestic category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 3.43%; this fund delivered 24.83%.

The worst peak-to-trough decline SBI GOLD FUND- DIRECT PLAN - GROWTH has experienced over the last 5-year window is 24.71% — its NAV fell from a high on 29 Jan 2026 to a low on 23 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI GOLD FUND- DIRECT PLAN - GROWTH averaged 10.54% (best 25.46%, worst -2.23%). 92% of rolling windows ended positive. The 5-year Sharpe ratio is 1.12 — strong risk-adjusted performance.

In calendar year 2025, SBI GOLD FUND- DIRECT PLAN - GROWTH returned 71.05% — beating the Fund of Funds - Domestic category average of 36.63% by 34.42 pp. It ranked #19 of 86 in its category that year.

SBI GOLD FUND- DIRECT PLAN - GROWTH doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. SBI GOLD FUND- DIRECT PLAN - GROWTH is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.7%. 5-year CAGR: 24.83%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.