Should I invest in Quantum Tax Saving Fund?

We don't give personal investment advice. Quantum Tax Saving Fund - Dividend is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.1%. 5-year CAGR: 11.47%.

Quantum

Quantum Tax Saving Fund - Dividend

Latest NAV

₹123.6700

As of

19 Jun 2026

4,300 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.71%	-2.20%	+1.49	82 / 90	Q4
1W	+1.61%	-1.98%	+3.59	48 / 87	Q3
2W	+1.81%	-2.02%	+3.84	50 / 87	Q3
1M	+1.52%	-3.27%	+4.79	46 / 87	Q3
3M	+5.10%	-0.43%	+5.53	50 / 87	Q3
6M	-6.40%	-2.20%	-4.20	71 / 89	Q4
YTD	-7.31%	-3.68%	-3.63	74 / 89	Q4
1Y	-3.50%	+3.12%	-6.61	63 / 87	Q3
2Y	+0.21%	+0.00%	+0.21	52 / 86	Q3
3Y	+13.41%	+6.27%	+7.14	30 / 81	Q2
4Y	+16.01%	+9.73%	+6.28	22 / 78	Q2
5Y	+11.47%	+7.27%	+4.20	40 / 77	Q3
7Y	+12.33%	+9.31%	+3.02	29 / 75	Q2
10Y	+11.54%	+8.28%	+3.27	29 / 69	Q2
Inception	+15.49%	+5.94%	+9.55	9 / 91	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-7.31%	-4.25%	-3.05	39 / 47
2025	+3.96%	+1.54%	+2.43	19 / 47
2024	+22.48%	+18.17%	+4.31	12 / 47
2023	+26.97%	+23.46%	+3.52	19 / 49
2022	+7.75%	+0.75%	+7.00	5 / 52
2021	+24.44%	+28.91%	-4.46	37 / 54
2020	+13.54%	+11.40%	+2.14	25 / 56
2019	-1.12%	+2.03%	-3.15	45 / 59
2018	+1.04%	-9.68%	+10.71	3 / 61
2017	+21.69%	+29.95%	-8.26	52 / 65
2016	+12.35%	-0.31%	+12.66	3 / 70

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.82%

201 windows

min -37.6% · max 96.2%

82% positive

3-Year rolling

+14.18%

177 windows

min -10.5% · max 34.2%

96% positive

5-Year rolling

+13.87%

152 windows

min -2.1% · max 27.0%

99% positive

7-Year rolling

+12.90%

128 windows

min 5.3% · max 21.3%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.11%

3-year · annualised

Sharpe ratio

0.59

vs risk-free 6.5%

Sortino ratio

1.06

Downside-only deviation

Max drawdown

-16.12%

Sep 2024 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
HDFC TaxSaver-Dividend Plan	HDFC	₹65.7180	19 Jun 2026
NIPPON INDIA ELSS TAX SAVER FUND - ANNUAL IDCW Option	Nippon India	₹20.5866	19 Jun 2026
SBI MAGNUM TAXGAIN SCHEME 1993 - DIVIDEND	SBI	₹87.9671	19 Jun 2026
ICICI Prudential Long Term Wealth Enhancement Fund - IDCW Option	ICICI Prudential	₹28.3400	19 Jun 2026
Quantum Tax Saving Fund - Growth	Quantum	₹124.4700	19 Jun 2026
Motilal Oswal ELSS Tax Saver Fund - IDCW Payout	Motilal Oswal	₹30.8286	19 Jun 2026
Franklin India Taxshield-Dividend	Franklin Templeton	₹59.7194	19 Jun 2026
Kotak Tax Saver-Scheme-Dividend	Kotak Mahindra	₹43.1020	19 Jun 2026
EDELWEISS ELSS FUND - Dividend Option	Edelweiss	₹30.3300	19 Jun 2026
DSP BlackRock Tax Saver Fund - Dividend	DSP BlackRock	₹21.9560	19 Jun 2026

Recent NAVs

Date	NAV
19 Jun 2026	₹123.6700
18 Jun 2026	₹124.5500
17 Jun 2026	₹123.8900
16 Jun 2026	₹123.2400
15 Jun 2026	₹123.0600
12 Jun 2026	₹121.7100
11 Jun 2026	₹119.6200
10 Jun 2026	₹120.2000
9 Jun 2026	₹120.6000
8 Jun 2026	₹119.8800

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 19 Jun 2026, the NAV of Quantum Tax Saving Fund - Dividend is ₹123.6700. It's a ELSS from Quantum, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Quantum Tax Saving Fund - Dividend has NAV history starting from 31 Dec 2008, a track record of about 17 years 5 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Quantum Tax Saving Fund - Dividend is managed by Quantum. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Quantum Tax Saving Fund - Dividend has delivered a absolute return of -3.50% — -6.61 pp behind the ELSS category average of 3.12%. The fund ranks #63 of 87 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Quantum Tax Saving Fund - Dividend has delivered a CAGR of 13.41% — +7.14 pp ahead of the ELSS category average of 6.27%. The fund ranks #30 of 81 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Quantum Tax Saving Fund - Dividend has delivered a CAGR of 11.47% — +4.2 pp ahead of the ELSS category average of 7.27%. The fund ranks #40 of 77 in its category — the third (Q3) quartile.

₹1 lakh invested in Quantum Tax Saving Fund - Dividend exactly 10 years ago would be worth approximately ₹298,145 today — a multiplier of 2.98×, based on the 10-year CAGR of 11.54%. The category average over the same window would have grown ₹1 lakh to ₹221,494.

A ₹10,000 monthly SIP in Quantum Tax Saving Fund - Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹770,184 today. That's an XIRR (money-weighted annualised return) of 9.92%.

A ₹10,000 monthly SIP for 10 years in Quantum Tax Saving Fund - Dividend = ₹1,200,000 invested. It would currently be worth ₹2,236,452 (multiplier 1.86×). XIRR: 11.96%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Quantum Tax Saving Fund - Dividend ranks #40 out of 77 funds in the ELSS category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 7.27%; this fund delivered 11.47%.

The worst peak-to-trough decline Quantum Tax Saving Fund - Dividend has experienced over the last 5-year window is 16.12% — its NAV fell from a high on 26 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Quantum Tax Saving Fund - Dividend averaged 13.87% (best 26.98%, worst -2.07%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.41 — weak risk-adjusted performance.

In calendar year 2025, Quantum Tax Saving Fund - Dividend returned 3.96% — beating the ELSS category average of 1.54% by 2.43 pp. It ranked #19 of 47 in its category that year.

Quantum Tax Saving Fund - Dividend is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Quantum Tax Saving Fund - Dividend is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.1%. 5-year CAGR: 11.47%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.