Should I invest in Birla Sun Life India Gennext Fund?

We don't give personal investment advice. Birla Sun Life India Gennext Fund-Dividend Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 28.5%. 5-year CAGR: 3.71%.

Birla Sun Life

Birla Sun Life India Gennext Fund-Dividend Option

Latest NAV

₹35.2500

As of

25 Jun 2026

4,979 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.17%	-0.07%	+0.24	38 / 122	Q2
1W	+0.23%	-0.06%	+0.29	55 / 122	Q2
2W	+5.19%	+4.24%	+0.95	51 / 122	Q2
1M	+1.82%	+1.16%	+0.66	57 / 122	Q2
3M	-1.51%	+9.10%	-10.61	117 / 122	Q4
6M	-13.77%	+0.75%	-14.52	114 / 122	Q4
YTD	-13.73%	+0.57%	-14.30	114 / 122	Q4
1Y	-12.44%	+3.10%	-15.54	111 / 120	Q4
2Y	-6.91%	+3.01%	-9.92	109 / 116	Q4
3Y	+2.62%	+15.01%	-12.39	107 / 113	Q4
4Y	+5.38%	+16.33%	-10.94	101 / 105	Q4
5Y	+3.71%	+12.46%	-8.75	99 / 104	Q4
7Y	+6.52%	+14.27%	-7.75	90 / 99	Q4
10Y	+5.70%	+11.90%	-6.20	84 / 93	Q4
Inception	+4.55%	+11.11%	-6.56	108 / 122	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-13.73%	+0.49%	-14.21	110 / 118
2025	-2.50%	+3.20%	-5.70	83 / 115
2024	+9.18%	+19.60%	-10.42	100 / 113
2023	+17.05%	+31.56%	-14.50	98 / 108
2022	-1.24%	+2.19%	-3.43	59 / 104
2021	+22.40%	+32.41%	-10.01	70 / 102
2020	+8.01%	+18.32%	-10.31	70 / 100
2019	+5.48%	+5.50%	-0.03	41 / 97
2018	-11.27%	-10.07%	-1.21	52 / 94
2017	+25.87%	+30.10%	-4.23	61 / 93
2016	-1.69%	-0.25%	-1.44	47 / 93

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.99%

235 windows

min -50.2% · max 68.9%

64% positive

3-Year rolling

+6.33%

210 windows

min -11.3% · max 21.8%

81% positive

5-Year rolling

+6.61%

186 windows

min -5.1% · max 16.6%

87% positive

7-Year rolling

+6.44%

162 windows

min -0.3% · max 11.6%

99% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.57%

3-year · annualised

Sharpe ratio

-0.22

vs risk-free 6.5%

Sortino ratio

-0.29

Downside-only deviation

Max drawdown

-28.49%

Sep 2024 → Jun 2026

% positive months

50.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option	HDFC	₹18.0870	25 Jun 2026
Nippon India Japan Equity Fund- Growth Plan- Bonus Option	Nippon India	₹26.7993	25 Jun 2026
Magnum Equity Fund -Dividend	SBI	₹74.3069	25 Jun 2026
ICICI Prudential Active Momentum Fund - Growth	ICICI Prudential	₹10.8900	25 Jun 2026
Franklin Asian Equity Fund - Dividend Plan	Franklin Templeton	₹21.6817	25 Jun 2026
Franklin India Multi-Factor Fund- Growth	Franklin India	₹9.5353	25 Jun 2026
Kotak Infrastructure & Economic Reform Fund - Standard Plan-Growth	Kotak	₹69.4530	25 Jun 2026
Canara Robeco Infrastructure-DIVIDEND	Canara Robeco	₹65.6100	25 Jun 2026
UTI - MNC Fund (UGS 10000)-Growth Option	UTI	₹394.2967	25 Jun 2026
BANK OF INDIA Manufacturing & Infrastructure Fund-Growth	Bank of India	₹65.1400	25 Jun 2026

Recent NAVs

Date	NAV
25 Jun 2026	₹35.2500
24 Jun 2026	₹35.1900
23 Jun 2026	₹35.0700
22 Jun 2026	₹35.2600
19 Jun 2026	₹35.1900
18 Jun 2026	₹35.1700
17 Jun 2026	₹34.9900
16 Jun 2026	₹34.7900
15 Jun 2026	₹34.6200
12 Jun 2026	₹34.0700

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 25 Jun 2026, the NAV of Birla Sun Life India Gennext Fund-Dividend Option is ₹35.2500. It's a Sectoral/Thematic Fund from Birla Sun Life, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Birla Sun Life India Gennext Fund-Dividend Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Birla Sun Life India Gennext Fund-Dividend Option is managed by Birla Sun Life. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Birla Sun Life India Gennext Fund-Dividend Option has delivered a absolute return of -12.44% — -15.54 pp behind the Sectoral/Thematic Fund category average of 3.10%. The fund ranks #111 of 120 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Birla Sun Life India Gennext Fund-Dividend Option has delivered a CAGR of 2.62% — -12.39 pp behind the Sectoral/Thematic Fund category average of 15.01%. The fund ranks #107 of 113 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Birla Sun Life India Gennext Fund-Dividend Option has delivered a CAGR of 3.71% — -8.75 pp behind the Sectoral/Thematic Fund category average of 12.46%. The fund ranks #99 of 104 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Birla Sun Life India Gennext Fund-Dividend Option exactly 10 years ago would be worth approximately ₹174,074 today — a multiplier of 1.74×, based on the 10-year CAGR of 5.70%. The category average over the same window would have grown ₹1 lakh to ₹307,773.

A ₹10,000 monthly SIP in Birla Sun Life India Gennext Fund-Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹593,463 today. That's an XIRR (money-weighted annualised return) of -0.43%.

A ₹10,000 monthly SIP for 10 years in Birla Sun Life India Gennext Fund-Dividend Option = ₹1,200,000 invested. It would currently be worth ₹1,496,660 (multiplier 1.25×). XIRR: 4.32%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Birla Sun Life India Gennext Fund-Dividend Option ranks #99 out of 104 funds in the Sectoral/Thematic Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 12.46%; this fund delivered 3.71%.

The worst peak-to-trough decline Birla Sun Life India Gennext Fund-Dividend Option has experienced over the last 5-year window is 28.49% — its NAV fell from a high on 26 Sep 2024 to a low on 11 Jun 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Birla Sun Life India Gennext Fund-Dividend Option averaged 6.61% (best 16.59%, worst -5.08%). 87% of rolling windows ended positive. The 5-year Sharpe ratio is -0.14 — negative risk-adjusted performance.

In calendar year 2025, Birla Sun Life India Gennext Fund-Dividend Option returned -2.50% — lagging the Sectoral/Thematic Fund category average of 3.20% by 5.70 pp. It ranked #83 of 115 in its category that year.

Birla Sun Life India Gennext Fund-Dividend Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Birla Sun Life India Gennext Fund-Dividend Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 28.5%. 5-year CAGR: 3.71%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.